What is Khata?

When you think of buying or investing in property, there are a few things that you need to look into, not just the materials used, amenities offered and infrastructure. You will have to ensure you check all the documents such as sale deed, title deed, sale agreement and copy of building plan properly before you purchase the property. While these are the general  documents you will require to check in every other state, in Karnataka, you will need to check for a Khata Certificate in addition to the other documents. 

We hear too often that there was an issue with the Khata, Khata certification was not received, property was constructed on B Khata land — What is Khata?

Khata is a legal document that is required by the government for filing of property tax. It includes all the crucial details of the property like the owner’s details, property size, carpet area, location, tax assessment, built-up area and property identification number. However, this document doesn’t provide a document of ownership but identifies the owner liable to pay tax. But this is not all, there is more to Khata. 

Continue reading to know all about khata.

The concept of Khata goes back to the days when the process of property tax collection was a big hassle, as three different bodies collected taxes. But in the year 2007 when the BBMP was formed, things changed. The Khata was introduced to streamline the collection of property taxes in Karnataka.

The BBMP further categorized this certificate into two types — A Khata and B Khata. The A Khata is issued to property owners who adhere to all the buildings by laws and taxation rules. While the B Khata is issued to property owners that have violated building by laws and have outstanding property taxes.

B Khata is a temporary certificate and can be upgraded to A Khata by clearing the pending property taxes, DC converted property and paying a betterment charge. Apart from A and B Khata, there is E Khata. It is nothing but an electronic khata, which is filed or issued online, and it allows property owners to pay their property taxes online. However, property owners with a PID (Property Identification Number) only can use E Khata. In case you don’t have a PID number, you need to reach out to the nearest BBMP ward office.

A Khata and B Khata are very different from each other, and for those who are first-timers, here are the differences you should know about. 

It can be a bit intimidating for new investors to identify a khata certificate. Is it A Khata or B Khata? But there is nothing to worry about, identifying the type of khata is simple. If the property has a Khata certificate and extract, then it is an A Khata. In the case of B Khata, it will be mentioned ‘Form B Property Registry Extract’ on the document. You can’t mistake one for the other for sure.

This is a critical document and every property falling within the jurisdiction of the BBMP (Bruhat Bengaluru Mahanagara Palike) or BMRDA (Bangalore Metropolitan Region Development Authority) is eligible to obtain the certificate. It helps in obtaining building licenses, building layout approvals and bank loans. This document is necessary when you are applying for electricity and a water connection also. And if you ever consider selling your property, this document is required to complete the transaction.

Wondering how one applies for the khata certificate? To apply for khata you will require the following documents:

– Attested copy of the title deed

– KHB allotment documents

– Copies of previous tax paid receipts (If any)

– Possession certificate

– Sketch of the property

– Location of the building

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